by Nemanja Milosevic

Uncategorized6. October 2021.0 comments

GERMAN PENSIONS

A large number of citizens of the countries of Southeast Europe (former Yugoslavia) have created the right to a pension in the Federal Republic of Germany. These are mostly people who have spent most of their working life working in the Federal Republic of Germany or working for companies from the Federal Republic of Germany.

When we talk about the right to a pension in the Federal Republic of Germany, it is first necessary to look at social conditions, bearing in mind the fact that people from the former Yugoslavia (Southeast Europe) are one of the largest groups of immigrants to Germany. Today, they are people who come from several countries and do not form a single group, but the number is still very large. Hence, the number of requests for obtaining or using a German pension is very large.

For citizens coming from the Republic of Serbia, citizens of the Republic of Bosnia and Herzegovina, citizens of the Republic of Montenegro in relations, this issue is regulated by the interstate agreement concluded between SFR Yugoslavia and Germany in 1969. The Republic of Slovenia (EU accession in 2004) and the Republic of Croatia (EU accession in 2013) now apply European common law (European Union law) in relation to Germany (and vice versa). A special agreement different from the one signed by SFR Yugoslavia in 1969 with Germany is valid for the citizens of the Republic of Northern Macedonia.

The agreement includes:

• accident insurance (accident insurance Germany, accident insurance Serbia),
• health insurance (health insurance Germany, health insurance Serbia),
• pension insurance (pension insurance German lawyer, pension insurance Serbia lawyer).

All the time you spend or have spent at work in Germany, German legal regulations apply to you.

Conversely, if you have worked in any of the above countries, the legal regulations of those countries will apply to you. It is interesting that for citizens, regardless of their citizenship and place of residence, the rule is that if you paid at least one contribution of voluntary insurance before October 19, 1972, you can voluntarily insure yourself in Germany. If you live in Serbia, you can pay voluntary contributions to the German pension insurance (Deutche Rentenversicherung) without further conditions. With voluntary contributions, you can complete your German pension (Deutche Rente).

Refund of contributions (Beitragsrückerstattung).

The return of contributions paid to the pension fund in Germany leads to the loss of the status of the insured. The deadline for refunding the contribution paid on the basis of compulsory insurance is 24 calendar months from the day of leaving the German compulsory insurance. During this period, you must not become compulsorily insured again. If you have fulfilled the condition regarding the age for earning an old-age pension and less than 5 years of paid contributions in Germany, you can request a refund of contributions. Then you do not have to wait for the expiration of the period of 24 months, as was the case in the previous case. Family members can claim a refund of the deceased’s contribution if he has not paid the contributions for 5 years. German contributions cannot be refunded if you have previously received a pension in another country because such contributions have been added to the pension you are already receiving. The same goes for other benefits.

The agreement between Germany and other countries stipulates that the residence of the insured is equal. So, in case you fall under the agreement, you can also live on the territory of another country that has signed and ratified the agreement with the Federal Republic of Germany.

Rehabilitation or what could be popularly classified as “mit Rehabilitation wieder fit für den Job”.

In German pension insurance, the rule “rehabilitation before retirement” or simply put, in relation to retirement in the case of reduced ability to work, is given by measures of recovery or measures for retraining.

Lawyers from our law firm NM lawyers will in any case help you to exercise your rights either to a pension or to rehabilitation or retraining in the Federal Republic of Germany. The goal of our law office is to make it easier for people who meet the conditions (lawyer for obtaining a German pension) to exercise their right and make it easier to acquire the realized rights in the Federal Republic of Germany. In this case, when exercising the right to rehabilitation, it is very important to meet the conditions regarding the insurance period, taking into account the insurance periods in the Republic of Serbia, the Republic of Bosnia and Herzegovina, the Republic of Montenegro, as well as in the Republic of Slovenia until 31 August 1999. To the Republic of Croatia until 30 November 1998 and in the Republic of Northern Macedonia until 31 December 2004. It is a special note that approvals for rehabilitation are made only if you live in Germany or if you have paid mandatory contributions in Germany in the month when you applied, and special attention should be paid to that.

Old-age pension in Germany is a special area of ​​work of NM lawyers in terms of regulating and exercising the right to it in Germany. Altersrente in Germany. Lawyers who can help you exercise your right to an old-age pension in Germany. We also point out that in addition to the Federal Republic of Germany, NM lawyers work on regulating, exercising rights or obtaining an old-age pension in France, Great Britain, Italy, Austria and other countries (lawyer for exercising the right to a pension abroad).

The limit for the regular old-age pension in FR Germany for those born before 1947 is 65 years. The limit for those born in 1947 is increased by one month, while for those born in 1959 until 1963, in steps of 2 months. For persons born in 1964, the age limit for retirement is 67.

• Old-age pension for the disabled,
• Old-age pension for widows and widowers

The pension for widows and widowers can be paid as a small (25% of the insured’s pension) or as a large pension (55% of the insured’s pension).

German pensions. How to exercise the right? A special case of a family pension in Germany (Familienrente Deutchland).

Family pension for children in Germany. It is paid until the age of 18, and the longest until the age of 27 in the case of regular schooling.

Note that in case you are applying for a pension in Serbia, Bosnia and Herzegovina, Montenegro (German pension Montenegro lawyer), Northern Macedonia, Slovenia or Croatia, be sure to register insurance periods in Germany.

We also deal with important issues of health insurance for pensioners and insurance for the care of pensioners in Germany, as well as in the Republic of Serbia, the Republic of Bosnia and Herzegovina, as well as in other countries in Southeast Europe.

Our advice is to make an appointment in advance in the law office of NM lawyers Belgrade in advance, where you will find out if you meet the conditions for exercising your rights and then agree with our colleagues who work on these jobs on the manner and goal of work. You can find the method and numbers for scheduling a meeting in the contact section.

We add a list of insurance carriers:

• Deutsche Rentenversicherung Bayern Süd,
• Deutsche Rentenversicherung Bund
• Deutsche Rentenversicherung Knappschaft-Bahn-See.

• German pensions abroad are paid through:

Deutsche Post AG, Niederlassung Rent service

Pay special attention to German pensions in Northern Macedonia. For payments of German pensions for Northern Macedonia, contact our associate lawyers in Skopje or Belgrade.

German insurance carriers:

German rent insurance

• Baden-Württemberg, 76135 Karlsruhe,
• Bavaria South, 84028 Landshut
• Berlin-Brandenburg, 15236 Frankfurt (Oder)
• Braunschweig-Hannover, 30880 Laatzen
• Hesse, 60596 Frankfurt am Main
• Central Germany, 04159 Leipzig
• Nord, 23556 Lübeck
• Nordbayern, 95444 Bayreuth
• Oldenburg-Bremen, 26135 Oldenburg
• Rhineland, 40215 Düsseldorf
• Rhineland-Palatinate, 67346 Speyer
• Saarland, 66111 Saarbrücken
• Schwaben, 86154 Augsburg
• Westphalia, 48147 Münster
• Bund, 10709 Berlin
• Knappschaft-Bahn-See, 44789 Bochum